Clik here to view.
Dave Ramsey's Expanded Baby Steps - Baby Step 3.0
Baby Step 3.0: Save 3-6 months EXPENSES in a Fully Funded Emergency Fund (FFEF)3.1 Start car replacement fund.3.2 Save 20% for home purchase OR pay down existing mortgage to the point you can drop...
View ArticleClik here to view.
Some Retail Shopping Advice in 2009
I was reading an article fromThe Wisdom Journal calledRetailers Biting The Dust - where you WON’T be shopping in 2009.That article listsseveral retailers that could be closing their doors in 2009. It...
View ArticleClik here to view.
OBAMA: We will reverse our dependence on foreign oil…
Image by Getty Images via DaylifeFrom this morning’s talk from Obama in the East Room of the Whitehouse1. Energy Economy a. Clean energy investments b. 75% of federal building more efficient2. Fuel...
View ArticleClik here to view.
Dave Ramsey's Expanded Baby Steps - Baby Step 4.0
Baby Step 4.0: Start contributing 15% of your paycheck to retirementImage via Wikipedia4.1 First fund employer 401K plan up to the match.4.2Remainder into Roth IRA, up to contribution limit.4.3 If Roth...
View ArticleClik here to view.
Credit Card Compromise - May Be Largest Ever!!
In case you missed this because it was buried under all theinauguration day hype, the credit card processing company Heartland Payment Systems exposed millions of credit card numbers over a number of...
View ArticleClik here to view.
Dave Ramsey's Expanded Baby Steps - Baby Step 5.0
Baby Step 5.0: Save for kids college fundNOTE: There are 3 common college savings avenuesEducation IRA or Education Savings AccountUTMA or UGMA (Universal Transfer/Gift to Minors Act)State Sponsored...
View ArticleClik here to view.
Cut the cable on Cable TV?
Image via WikipediaLooking for ways to cut your expenses to save extra money? Maybe for your Debt Snowball?What about your cable bill?We have cut out all but basic cable and I have ordered a HDTV tuner...
View ArticleClik here to view.
Dave Ramsey's Expanded Baby Steps - Baby Step 6.0
Baby Step 6.0: Pay off house EARLYNOTE: Making 1 extra payment per year (or 1/12th of a payment extra each month) will reduce the number of payments on a 30 year mortgage by 4 years or more.Our future...
View ArticleClik here to view.
Dave Ramsey's Expanded Baby Steps - Baby Step 7.0
Baby Step 7.0: Build Wealth & Give - … so now you can live like no one else!! 7.1 Giving over and above tithe.7.2 Investing in paid for real estate and mutual funds.7.3 Lifestyle and luxury...
View ArticleClik here to view.
Dave Ramsey’s Baby Steps – Expanded (Summary)
Over the last couple of weeks I have went through Dave Ramsey's Baby Steps expanding out the smaller sub-steps of each one. In case you missed one of the steps or you are just getting here, below are...
View ArticleClik here to view.
Giving Myself a Raise!
It's tax time again and one thing that came to my attention this year is the number allowance that I claim on my W-4 form with my employer.Form W-4 is completed so that your employer can withhold the...
View ArticleClik here to view.
Oppose the Spendulus '09
Opposed to the stimulus bill, voice your opposition here:From the site:What Does the So-Called “Stimulus Package” Mean For You?It means you pay.You pay for more bailouts, more giveaways, more...
View ArticleClik here to view.
Thinking about buying a home in 2009?
If you are thinking about buying a home soon, 2009 may be the best year in a long time. Rates are down as low as they've been in years and now the 2009 Economic Stimulus Package includes a homebuyers...
View ArticleClik here to view.
Examples to Learn From
Larry Burkett's Earthquake – Part 2In the next section(s) of the book Larry Burkett gives brief historical synopsis of Germany and Argentina and their economy, or should we say economic crashes. I will...
View ArticleClik here to view.
Stimulus, Spendulus...Not Stimulating
The senate passes the stimulus bill and the dow drops more than 300 pts (4+%).I'm not very confident that this "stimulus" will actually stimulate anything.RSS FeedEmail Subscription
View ArticleClik here to view.
Geithner and Obama Keep Policy of Supporting Zombie Banks
Unless and until policymakers and politicians are willing to face up to reality, we are simply repeating the same mistakes Japan made in the 1990s and allowing " government?s the off live to banks...
View ArticleClik here to view.
Stimulus Package Housing Impact
from Tyler Osby:What The New Stimulus Package Means to HousingFor First Time HomebuyersThe first provision is fairly well-known. It gives first-time home buyers an $8,000 tax credit provided they...
View ArticleClik here to view.
New Mortgage Rescue Plan
A new mortgage rescue plan is in the works. This plan would especially focus on the mortgages in and/or heading into foreclosure.According to reports from the newswire Reuters, President Barack Obama...
View ArticleClik here to view.
Preview: I Will Teach You To Be Rich - Introduction
Check this out: 16-page introduction of I Will Teach You To Be Rich book I Will Teach You To Be Rich IntroductionView more documents from ramit.
View ArticleClik here to view.
Interview with Dave Ramsey in Grand Rapids
GRAND RAPIDS, Mich. (WOOD) - Personal financial guru Dave Ramsey, known around the nation for helping Americans get out of debt and live in financial peace, spoke Thursday night Van Andel Arena in...
View ArticleClik here to view.
Wal-Mart's Impact on Price
In 2007, independent research from Global Insight shows that the reduction inthe price level due to the presence of Wal-Mart translates directly into savingsfor consumers amounting to $287 billion in...
View ArticleClik here to view.
Clik here to view.
'Young Conservative Anthem' Causes Internet Buzz - Political News - FOXNews.com
'Young Conservative Anthem' Causes Internet Buzz - Political News - FOXNews.comPosted using ShareThis
View ArticleClik here to view.
Frugalfice, what’s that you ask?
Yesterday Matt Jabs of Debt Free Adventure out of Lansing, Michigan asked a question on Twitter that intrigued enough to respond. My response was actually included in his recent post (here). Here’s the...
View ArticleClik here to view.
Time to Refinance?
Image by TheTruthAbout via FlickrWhen deciding whether or not to refinance there are a number of things to consider. These include things like: how long you plan to stay in the house, how much cash you...
View Article
